This website provides only a general description of some of the products, coverages, features, and discounts available through Encompass Insurance Company, Northbrook, IL and its Encompass affiliates and is not a statement of contract. Encompass products are not sold or otherwise available in the following states: AK, FL, HI, ID, MS, MT, NE, ND, SD, or WY. Not all products, coverages, features or discounts described on this website are available in every state where Encompass products are sold. Encompass may offer products, coverages, features and discounts not described on this website. All products, coverages, features and discounts are subject to terms, conditions, availability and qualifications which may vary from state to state. Total savings may vary depending upon the contract state, discount availability, and the product, coverage, or feature selected. The Encompass One Policy is a package policy which can contain one or more Segments (auto, homeowners, boat, personal umbrella) and is not available in FL, MA, NC and TX. With an Encompass OneSM Policy, if more than one category of property is damaged in the same loss, only one deductible (the highest deductible) will be applied. Contact your independent agent for more information regarding your eligibility for certain products or to learn about savings opportunities available through Encompass.